Payment Industry Facts
Key statistics and insights about the global payments ecosystem. Stay informed to make better decisions for your business.
Total digital payment transaction value worldwide in 2025, growing at 12% CAGR.
Monthly UPI transactions in India, making it the world's largest real-time payment system.
Typical merchant discount rate for card transactions in India. UPI is often zero-MDR for small merchants.
Average chargeback rate across industries. High-risk categories like travel and gaming can see 2-5%.
Standard settlement timelines. T+0 (same day) is increasingly common with modern PSPs.
Average cart abandonment rate globally. Payment friction and lack of preferred methods are top reasons.
Active payment service providers in India alone. Globally, there are thousands of PSPs and aggregators.
Distinct payment methods globally including cards, wallets, BNPL, crypto, bank transfers, and more.
Why These Facts Matter
For Merchants
Understanding industry benchmarks helps you negotiate better rates with PSPs, choose the right payment mix for your customers, and reduce checkout friction that leads to cart abandonment.
For PSPs
Market intelligence helps you position your services competitively, identify underserved segments, and tailor your offerings to match merchant expectations around pricing and settlement.