Curated by Payment Tinder
Payment partners built for D2C brands
Direct-to-consumer brands need a payment stack that handles UPI-led checkouts, cards, wallets, BNPL and clean COD reconciliation. We've shortlisted PSPs that integrate cleanly with Shopify and WooCommerce, settle on T+1, and support refund-heavy categories like fashion and beauty.
Payment methods you should enable
UPI
Cards
Wallets
BNPL
EMI
COD reconciliation
Why this matters
- Cart-abandonment drops 8–15% when UPI Intent and one-click checkout are enabled.
- BNPL lifts AOV by 20–35% on fashion, beauty and lifestyle SKUs.
- T+1 settlement matters for inventory-heavy D2C brands re-buying stock weekly.
Recommended providers
Frequently asked questions
Which gateway is best for a Shopify D2C brand?
Pick a PSP with a native Shopify plugin, UPI Intent support, T+1 settlement and a refund flow that doesn't lock funds in rolling reserve for 90+ days.
What MDR should a D2C brand expect?
Typical MDR ranges: UPI 0% (regulated), Cards 1.6–2.2%, Wallets 1.8–2.2%, BNPL 2.5–3.5%. Negotiate harder once you cross $25K monthly GMV.